Mining Town Rental Yields: High Returns or a Yield Trap?
Why mining and resource towns post Australia's highest rental yields, what can go wrong, and the checks to make before buying.
Rental Yield Guides
Every guide here is written for Australian investors and uses current figures: the national gross rental yield is 3.85% (September 2026), the average investor interest rate is around 7%, and tax examples use the 2026-27 rates.
Start with what counts as a good rental yield and gross vs net yield, then use the calculators to test a real property.
Rental Property Depreciation: How It Works for Investors
How capital works and plant and equipment depreciation work on Australian rental properties, the 2017 rules for second-hand properties, and the effect on cash flow.
How Lenders Assess Rental Income When You Borrow
Lenders count only part of your rent, test you at a higher interest rate, and cap high debt-to-income lending. Here is how that shapes your borrowing power.
How Interest Rates Affect Rental Yield and Cash Flow
Interest rates do not change rental yield, but they decide whether a yield pays the bills. Here is the break-even yield at each rate and what a rise costs per week.
Negative Gearing Explained: 2026 Rules and the 2027 Changes
Positive, neutral and negative gearing explained with numbers, plus what the 2026 reforms mean for investors buying established property from 1 July 2027.
Rental Vacancy Rates Explained: What They Mean for Yield
What vacancy rates measure, what counts as tight or loose, how much vacancy to allow in your numbers, and how vacancy changes your real yield.
How to Estimate Rent for an Investment Property
A step-by-step method for estimating what a property will rent for, so the yield you calculate before buying is realistic.
Strata Fees and Rental Yield: What Investors Need to Know
How strata and body corporate levies work, why they matter so much to unit yields, and what to check before buying.
Landlord Insurance in Australia: What It Covers and Costs
What landlord insurance covers, what it usually excludes, what drives the premium, and how to fit it into your rental yield numbers.
Property Management Fees in Australia: 2026 Averages by State
Average property management and letting fees by state in 2026, what is included, and how fees affect your net rental yield.
Land Tax by State: 2026 Thresholds for Property Investors
Land tax thresholds and how they work in each state and territory in 2026, with examples of what investors pay and how it affects rental yield.
8 Rental Yield Myths Australian Investors Still Believe
High yield always wins, gross yield is your return, units always yield more. Eight common beliefs about rental yield, and what is actually true.
Units vs Houses: Which Has the Better Rental Yield?
Units usually win on gross yield, but strata levies narrow the gap on net yield. A side-by-side example shows what really changes.
Rental Yield vs Capital Growth: Which Should You Prioritise?
High-yield properties help cash flow, growth properties build wealth faster if you can hold them. Here is how to choose, with a 10-year illustration.
How to Increase Rental Yield: 12 Ways for Australian Landlords
Twelve practical ways to lift the rental yield on an Australian investment property, from pricing rent right to adding a second income.
Property Investment Metrics Explained: Yield, Cap Rate, ROI and Cash-on-Cash
Rental yield is one number. Here is how it fits with cap rate, yield on cost, cash-on-cash return and ROI, all worked on the same property.
Rental Yield Examples: 5 Worked Australian Scenarios
Five worked rental yield calculations, from an inner-city unit to a house with a granny flat, showing gross yield, net yield and weekly cash flow.
Gross vs Net Rental Yield: What’s the Difference?
Gross yield uses rent and price only. Net yield takes off the costs of owning the property. Here is how to calculate both, with a worked example.
What Is a Good Rental Yield in Australia? (2026 Guide)
A gross yield above 4% is solid for a capital city property and above 5% is strong. Here is how to judge any yield against 2026 benchmarks.
Frequently asked questions
Where should I start if I am new to rental yield?
Read what is a good rental yield, then gross vs net rental yield, then the worked rental yield examples. Those three guides cover the formulas and the benchmarks you need before using the calculator.
How often are these guides updated?
Each guide is reviewed at least every 6 months, and sooner when interest rates, tax rules or land tax thresholds change. The updated date on every guide shows the last review.
Are the guides financial advice?
No. They are general information for Australian investors and do not consider your circumstances. Speak to a licensed financial adviser, accountant or broker before you buy.
Where do the figures come from?
Capital city yields come from Cotality (formerly CoreLogic) and SuburbsFinder. Interest rates come from the RBA and lender averages, and tax figures come from the ATO and state revenue offices.